For many Houstonians, banking is a chore—waiting in line, juggling confusing accounts or calling customer service for answers. Good news, The MINT National Bank is working to change that.
Since opening in 2009, this Kingwood-based community bank has built a modern, customer-first approach that blends technology with personal service, while growing to $400 million in assets.
“We don’t just aim to grow our assets; we aim to make banking easier, smarter and more rewarding for our clients,” President Jeffrey Worstell said. “Our plan is to reach $1 billion in assets within the next five years, and we’re building that growth on service, simplicity and real connections.”
A modern take on community banking
Unlike traditional banks with large branch networks, The MINT National Bank operates with a lean footprint: one full-service location in Kingwood and three loan production offices in The Heights/Memorial, International and Katy. By focusing on efficiency and technology, the bank provides full-service banking without unnecessary overhead.
“Today, most people rarely visit a bank in person,” Worstell said. “We leverage technology for online transactions, yet they always have the option to speak to a real person when needed.”
The bank’s expansion model mirrors Edward Jones’ approach: offices open where experienced bankers with established client relationships can thrive, rather than based on population density. This allows The MINT to grow strategically, prioritizing talent and relationships over square footage.
Simplified products, maximum value
Simplicity drives everything at The MINT. Customers—from consumers to large businesses—benefit from easy-to-understand, top-market and often fee-free products. Highlights include:
- Consumer accounts with low or no maintenance fees
- High-yield money markets and certificates of deposit
- Commercial accounts with treasury management solutions
- Worldwide ATM fee reimbursement
- Personalized mortgage and lending guidance
For businesses, high-earning credits on deposits often offset fees entirely, helping companies optimize cash flow without extra costs.
“We keep it simple because banking doesn’t need to be complicated,” Worstell said. “Focus on what matters to you while we provide top-tier returns and service.”
Service built on relationships
Even with a tech-forward approach, personal relationships remain central. Clients can bank digitally or visit in person—and at the Kingwood location, they have direct access to staff at all levels.
“Our service isn’t just about completing transactions; it’s about knowing our clients, understanding their priorities and being available when they need us,” Worstell said.
This relationship-focused model ensures that whether you’re opening a checking account, arranging a commercial loan, or exploring investment opportunities, someone knowledgeable is ready to help—without the red tape of a large bank.
The future of banking starts here
As The MINT National Bank grows, the mission remains clear: deliver value, simplify banking and build meaningful relationships.
Readers valuing service, personalized attention, and competitive returns should watch for a new product launching April 1, showcasing the bank’s best offerings.
Learn about The MINT and modern banking at www.theMINT.bank.
The above story was produced by Multi Platform Journalist Chloe Chapel with Community Impact’s Storytelling team with information solely provided by the local business as part of their “sponsored content” purchase through our advertising team.