That factor is the debt to income ratio, commonly referred to as DTI. By Megan Stultz• Many people who are considering buying a home focus on interest rates, home prices, and down payments. One of the most important financial factors, however, often receives less attention until the loan application process begins. That factor is the…
Why Boring Wins: The Quiet Power of Consistent Financial Planning By Kent Pendleton• Why Boring Wins: The Quiet Power of Consistent Financial Planning In a world that constantly celebrates speed, excitement, and bold predictions, the idea of “boring” rarely gets much respect. Social media is full of investors bragging about quick wins in crypto one…
This week’s Veteran is Tom Czulewicz, who served in the U.S. Navy from 1961 – 1995. Czulewicz was a submariner during the Heart of the Cold War. He was originally enlisted for over 15 years, before commissioning as an officer, and reaching the rank of Commander. Tom served on nuclear submarines like the USS Sam…
Left to Rt: Elaine Collings, De’Andre Guin, Sr, Jason Franklin, President Lyn Howard holding Isaac Conroe T-Shirt, and Scribe: Erica Olsen. Attending but not pictured: Shana Arthur. Submitted by CFD, & RJOA Publicity: Elaine Collings, ehcollings@gmail.comThe Board of Conroe Founder’s Day Organization met in preparations for the upcoming CONROE FOUNDER’S DAY Celebration Event to be…
By Kay Pontious, Honorary Regent DAR Good Citizens Chair Coushatti Trace Chapter, NSDAR• Photo: Coushatti Trace Chapter, DAR has submitted Montgomery High School DAR Good Citizen Cassidy Boeger (pictured) to the Texas Society Daughters of the American Revolution state contest for further consideration. At the Montgomery High School Award Ceremony in May, Miss Boeger will…
THE WOODLANDS, TX – On July 4, 2026, the United States will commemorate the 250thanniversary of the signing of the Declaration of Independence, offering an opportunity to reflecton the nation’s history while inspiring the next generation of leaders, creators, and innovators. Inrecognition of this historic milestone, The Woodlands Children’s Museum has partnered with theWoodlands Symphony…
By Scott McKenzie (a voter – nobody)Every election cycle, Republicans are told the same story: that the greatest threat to conservatism comes not from the Left, but from within. Flyers are circulated, labels are applied, and anyone who resists the approved narrative is dismissed as a “RINO,” a “Uniparty stooge,” or worse.This year, that story…
The EDC owned Prairie Street property that was once destined to be the Montgomery Police Department Station Everyone was sad to hear of the untimely passing of Montgomery Councilman Tom Czulewicz over the holiday season in an unfortunate accident at his residence. Besides being a loving family man, Tom was a man of service to…
Whatever is determined to have happened in the death of Alex Pretti, the white guy; who took on the decision to confront ICE and Border Patrol Agents with a loaded handgun, and in return died on the spot, thinking he was to become a martyr. It’s just another example of Democrats who do not understand…
Nick Rama, red shirt, of Nick’s Local Eats, with some of the Best Chefs in the area If you want to see what’s new or interesting in regards to dining out, one good GoTo source to check is Nick’s Local Eats, a Facebook page run by Nick Rama who has a team that checks out…